For residential renovation, commercial construction and property management, FVCBank has the best cash management banking solutions:
Term Loans
- Increases availability under current line of credit by “terming out” amounts that are more-or-less permanently drawn down under the line cap
- Reduces strain on cash flow by extending repayment schedule on a current short-maturity loan
- Provides predictable structure for repayment, enabling better cash flow and debt management planning
Line of Credit
- Reduces costs by earning supplier discounts
- Enables you to purchase inventory or pay project start-up costs before customer payments are received
- Enables operations to continue
Automated Clearing House (ACH)
- Accelerate and reduce costs of accounts payable process by eliminating paper checks.
- Accelerate and reduce cost of accounts receivable process by eliminating bill preparation and postage expense
- Accelerate collection of customer payments
- Simultaneously reduce payroll processing expenses while providing a low-cost benefit to employees
Sweep Services
- Save time — eliminate time spent transferring excess funds
- Increase earning power of idle balances when funds are invested
- Reduce interest expense when funds are used to pay down Line of Credit
Merchant Services
- Accelerate cash flow and increase revenue by accepting credit or debit card payments
- Allows members to pay using their preferred method
- Reduces time spent with paperwork
Remote Deposit Capture
- Increase productivity—eliminates daily trips to the bank
- Save time—expedite check processing
- Speed cash flow—faster access to funds
- Speed information flow; receive earlier notification
of returned checks - Reporting—detail deposit and image reports
Online and Mobile Banking
- Save time—easily view or print account activity via secure Web access.
- Reduce risk—secure two-way data transmission and various employee access levels project start-up costs before customer payments are received.
- Make better decisions with 24/7 online availability of current information
- QuickBooks® integration
- Make better decisions with 24/7 online availability of current information
- Reduce delinquent payments and late-billing procedures
- Reduce possibility of check fraud
Are you ready to take the next step toward a successful project? Learn more about how our banking services can help you maximize your opportunities. Contact one of our representatives today at 703.436.4740 or online.
